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Five services, one standard of explanation.

Loan consultancy, mutual fund distribution, insurance, financial planning and business finance support — each set out below with what it covers, and with the conditions that sit outside our control stated plainly.

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Investments

Mutual Fund Distribution

RKC Finserve assists clients in understanding and investing in mutual fund schemes based on financial goals, risk profile, investment horizon, liquidity needs and overall suitability.

The emphasis is on helping you understand the product, the associated risks, the investment horizon and the discipline that long-term wealth creation actually requires — not on pushing a scheme.

What this covers

  • SIP
  • STP
  • SWP
  • Lump sum investments
  • Goal-based investments
  • Retirement planning
  • Children’s education planning
  • Emergency fund planning
  • Portfolio review support

The calculators are free, but they are sign-in protected. Register first — our team enables access by hand once your registration has been checked.

Mutual fund distribution services are offered through Nikita Ketan Savani, AMFI Registered Mutual Fund Distributor, under ARN-263584. Mutual fund investments are subject to market risks — read all scheme related documents carefully. Past performance may or may not be sustained in the future. Returns are not guaranteed or assured.

Credit

Loan Consultancy

RKC Finserve provides consultancy and application support across secured and unsecured lending for individuals, professionals and business owners.

We help clients understand loan eligibility, documentation requirements, repayment capacity, interest cost, processing charges, tenure options and lender-specific requirements before an application is made.

Loan types we support

  • Home loans
  • Loan against property
  • Business loans
  • Unsecured business loans
  • Working capital finance
  • OD / CC facilities
  • Balance transfer
  • Top-up loans

The calculators are free, but they are sign-in protected. Register first — our team enables access by hand once your registration has been checked.

A desk calculator with a house-shaped keyring resting on it, surrounded by home-buying leaflets and mortgage rate brochures.

Final loan approval, interest rate, sanction amount, processing charges, tenure, and other terms are subject to the policy and discretion of the respective bank, NBFC, or financial institution.

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Protection

Insurance Solutions

RKC Finserve assists clients with Term Insurance and Health Insurance based on financial needs, family responsibilities, income level, liabilities and risk coverage requirements.

We help evaluate coverage amount, policy features, premium affordability, the claim process, insurer options and overall policy suitability.

What this covers

  • Term insurance
  • Health insurance
  • Coverage amount assessment
  • Policy feature comparison
  • Premium affordability
  • Claim process guidance
  • Insurer options
  • Policy suitability review

The calculators are free, but they are sign-in protected. Register first — our team enables access by hand once your registration has been checked.

Insurance products are subject to the terms and conditions of the respective insurance company. Clients are advised to read the policy documents, benefit illustration, exclusions, waiting periods and claim conditions carefully before purchase.

Planning

Financial Planning Support

Support for the decisions that actually change a household’s financial position. The approach is practical, simple and client-focused, emphasising informed decision-making rather than product pushing.

Typical areas of support

  • Buying a house
  • Managing existing loans
  • Building an emergency fund
  • Starting SIPs
  • Planning long-term investments
  • Securing adequate insurance coverage
  • Improving overall financial discipline
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RKC Finserve does not provide investment advisory services unless separately registered under applicable SEBI regulations. Financial planning support here means helping you evaluate suitable options and understand the costs and risks involved.

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For business owners

Business Finance Support

For business owners and self-employed clients, RKC Finserve prepares and presents the material a credit team actually reads — so an application is assessed on properly organised numbers.

What this covers

  • Banking analysis
  • Business turnover assessment
  • Repayment capacity analysis
  • CMA data support
  • Cash flow review
  • Loan eligibility assessment
  • Lender presentation support

Business finance support is preparation, analysis and presentation support. Sanction amount, interest rate, processing charges, tenure and final terms remain subject to the policy and discretion of the respective bank, NBFC, or financial institution.

Not sure which of these you need?

That’s a normal place to start. Describe the situation — the loan you are weighing, the goal you are saving for, the cover you are unsure about — and we will map it to the right service together.

Calculator access needs a registered account approved by our team. Speaking to us does not.

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