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AMFI Registered Mutual Fund Distributor · ARN-263584
See the arithmetic before you sign anything.
RKC Finserve works through loans, mutual funds, insurance and long-term planning with individuals, families, professionals and business owners — putting the costs, the risks and the maths on the table first.
Suitability first
The requirement is understood before any product is discussed.
Risks stated
Costs, charges and risks are explained, not buried.
Compliance-conscious
SEBI regulations, AMFI guidelines and the distributor code of conduct.
What we do
Five services, one standard of explanation.
Whether it’s a loan, an SIP, a policy or a business proposal — the requirement is understood first, the risks and costs are explained, and the decision stays with you.
InvestmentsMutual Fund Distribution
SIP, STP, SWP, lump sum and goal-based investing — matched to goals, risk profile, horizon and liquidity needs.
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CreditLoan Consultancy
Home loans, LAP, business loans, working capital, OD/CC, balance transfers and top-ups — eligibility and costs first.
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ProtectionInsurance Solutions
Term and health insurance against real needs — coverage adequacy, premium affordability, claim process.
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PlanningFinancial Planning Support
Buying a house, managing loans, emergency funds, starting SIPs, adequate cover, overall discipline.
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For business ownersBusiness Finance Support
Banking analysis, turnover assessment, CMA data, cash flow review and lender presentation for loan proposals.
Read moreCalculators
Run the numbers — free tools for members.
Eight planning tools cover SIP, lumpsum, goal, SWP, EMI, loan eligibility, balance transfer and term cover. Like the rest of our services, access is opened by the team once you have signed up — so the output is read with you, in the context of your own position, rather than in isolation.
SIP
What a fixed monthly investment could grow to.
InvestLumpsum
What a single investment could become over time.
PlanGoal planner
The monthly amount a target needs, working backwards.
WithdrawSWP
Monthly withdrawals against an invested corpus.
BorrowEMI
What a loan costs per month, and in total.
BorrowLoan eligibility
A first estimate of how much lenders may sanction.
BorrowBalance transfer
Whether moving an existing loan to a lower rate is worth it.
ProtectTerm cover
A thumb-rule starting point for life cover, not a quote.
Eight planning tools for clients — sliders, manual entry and charts. Sign in on the calculators page to use them. Figures are illustrative and not a promise of returns, sanction or cover.
Every calculator carries its own disclosure. No returns are ever presented as guaranteed, and no product is sold on these pages — they exist to help you understand before you decide.
Our approach
Client-first, and compliance-conscious in that order.
The same five steps run through every loan, investment and insurance conversation — because the order is what protects the client.
- 01
Understand the requirement
What is actually needed, and why — income, cash flow, liabilities, goals, horizon.
- 02
Assess suitability
Whether the product fits this client’s financial position and risk appetite at all.
- 03
Explain risks and costs
Interest cost, charges, market risk, exclusions and waiting periods — in plain language.
- 04
Support the documentation
Paperwork, eligibility, lender requirements and the presentation of the proposal.
- 05
Guide the selection
Through the loan, investment or insurance decision — the client’s decision, made informed.
In mutual fund distribution, services are offered through Nikita Ketan Savani, AMFI Registered Mutual Fund Distributor, under ARN-263584, in accordance with applicable SEBI regulations, AMFI guidelines and the code of conduct applicable to mutual fund distributors.
Why clients stay
Professional understanding, plus practical field experience.
Across loans, mutual fund investments, insurance, taxation and business finance — the combination is what makes complex financial matters explainable.
The whole picture first
Income, cash flow, liabilities, family goals, emergency requirements, tax considerations, risk appetite, insurance needs and investment horizon — looked at before a product is discussed.
Risks disclosed properly
Communication is transparent, product selection is suitability-based, risks are disclosed properly, and the service is client-first.
Practical field experience
A professional team with practical, field-level knowledge in finance, taxation, banking, loans, mutual fund investments, insurance and business financial analysis.
The decision stays with you
Loans, eligibility, repayment capacity, documentation, risk, investment horizon: simplified, so the decision belongs to the client.
RKC Finserve is a brand / trade name used for financial services, client communication and service facilitation. It does not provide investment advisory services unless separately registered under applicable SEBI regulations.
Tell us what you’re deciding.
A loan you’re weighing, an SIP you want to start, cover you’re unsure about, or a business proposal that needs preparing.